Fintech

  .  

5 min read

  .  

September 15, 2022

20+ Documents Acceptable For Identity Verification

Which documents are accepted as identitiy verification proof? Here's a list of important & crucial documents that you can use as proof of identity. Click now to read!

ID proof number is required for identity verification, carried out by several organisations providing critical and essential services. These documents are proof that a person is who they claim to be. These are crucial to completing KYC procedures at financial institutions. According to the law, institutions providing financial services in any format are required to conduct customer KYC verification.

When an individual opens a bank account, applies for a loan or approaches any creditor for financial processes, they must submit an ID proof number to verify their identity. These documents are also needed to avail government services. Moreover, businesses where customer onboarding is necessary must complete identity verification before starting to provide customer services.

Overview of Documents for Identity Verification

Due to the shift to remote working scenarios, digital verification has become the norm. In addition, digital channels help improve customer satisfaction as there is no need to submit the documents in person. Instead, customers can upload the documents, which the automated system will verify within a few hours.

Many financial institutions allow citizens to complete customer onboarding through mobile-clicked photographs of themselves and their papers. Under this method, customers can take a video of documents showcasing the ID proof number. The financial institutions check the records for authenticity, verifying them in a few hours. This helps to complete the customer onboarding process quickly and efficiently. 

List of Documents Required for Identity Verification

The information in the identity verification documents must match the information individuals provided initially. Among other details, the identity verification documents must include ID proof number and personal information like one's home address.

The following is the list of documents commonly used where an ID proof number is required:

For Proof of Identity For Proof of Address
Passport Passport
Arms License
Driving License Driving License
Election Commission ID Card
Ration Card with photo of the applicant whose photo to be affixed Ration Card with address
Central Govt Health Scheme /Ex-Serviceman Contributary Health Scheme Card Central Govt Health Scheme /Ex-Serviceman Contributary Health Scheme Card
A certificate of address with photo on letterhead issued by MP/MLA/Group-A Gazetted Officer MA certificate of address with photo in letterhead issued by MP/MLA/Group-A Gazetted Officer
Certificate of occupancy provided by Govt. recognised educational institutions (for students only) Certificate of occupancy supplied by Govt. recognised educational institutions (for students only)
Certificate with a valid photo ID (for rural areas) given by the Village Panchayat head or its equivalent authority Certificate with a valid photo ID (for rural areas) provided by the Village Panchayat head or its equivalent authority
Income Tax PAN Card Last three month's water utility bill
Photo Credit Card Fixed line telephone bill (not older than last three months)
Address card with photo issued by Dept. Of Posts, Govt. of India Last three month's Electricity bill
Smart card issued by CSD, Defence/ Paramilitary Income Tax Assessment Order
Post Office/any scheduled bank’s current passbook featuring a photo Vehicle Registration Certificate
Photo identification card (of Central Govt./PSU or State Govt./PSU only) Registered Sale/Lease Agreement
Photo ID Card of Govt. recognised educational institutions (for students only) Address card with photo issued by Dept. Of Posts, Govt. of India
State Government issued-certificate for Caste and Domicile, like Assam and other states Current Passbook of Post Office/any Schedule Bank
Pensioner Card with photo ID Card with picture having address (of Central Govt./PSU or State Govt./PSU only)
Freedom Fighter Card with photo Last three months' Credit card statement
Kissan Passbook with photo State Government issued-certificate for Caste and Domicile
Aadhaar Card/e-Aadhaar letter downloaded from UIDAI website Aadhaar Card/e-Aadhaar letter downloaded from UIDAI website
Sri Lankan Refugees Identity Card in Chennai and Tamil Nadu Sri Lankan Refugees Identity Card in Chennai and Tamil Nadu


The documents people submit for ID and address verification greatly influence the services they want to access. Many state approved verification documents are applicable only in the respective states. Hence, it would be helpful to check with the service provider about the type of documents to submit for verification.

With modern digital verification, customers can easily upload documents and get notifications about document verification. In addition, digital verification reduces the administrative staff's burden because the automation software checks for the validity of the documents by cross-checking online. 

FAQ

How can one submit documents for identity verification?

One can enter the service provider's office and submit photocopies of the documents for identity verification. However, people must bring the originals for specific government services for quick verification. In addition, many service providers now encourage people to upload documents on their portal or mobile app for e-verification.

How long does it take to complete ID verification?

Online verification takes only a few hours. However, many service providers now provide instant verification, taking only a few minutes.

FAQs

No items found.
Related Articles
Curve lines for BG